Regular Checking - No fee checking account.

Minimum Balance to Open - $100.00

Student Checking - A checking account with no fee for the first four years from the date the account was opened.  Free checks for full time students.

Minimum Balance to Open - $100.00
Fees - After four years the account converts to the Regular Checking account. 

Personal Now - Tiered interest bearing checking account that lets your money do the work for you.

Minimum Balance to Open - $1000.00
Minimum Balance to Avoid Fees - A monthly maintenance fee of $7.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $1,000.00 or a minimum average daily balance of $1,800.00 for the monthly statement cycle.
Tiered Balance Information -  Interest is tiered to pay a higher rate on higher balances. Tier 1 interest is paid on balances of $9,999.99 and below. Tier 2 interest is paid on balances between $10,000.00 and over.

*Call (618)635-5100 and ask for current rates.

Classic 50 Now Checking - Tiered interest bearing checking account for customers age 50 and better.

Minimum Balance to Open - $100.00
Minimum Balance to Avoid Fees - A monthly maintenance fee of $7.00 will be imposed every statement cycle if the balance in the account falls below $100.00 any day of the cycle.

*Call (618)635-5100 and ask for current rates.

Personal Power Checking - Tiered interest bearing checking account.

Minimum Balance to Open - $1000.00
Minimum Balance to Avoid Fees - A monthly maintenance fee of $25.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $5,000.00 or a minimum average daily balance of $10,000.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Fees may reduce earnings.

*Call (618)635-5100 and ask for current rates.

This Web site is for marketing purposes and is not designed as a substitute for full account disclosure of any product described in this Web site. Please contact a personal banker for more information.